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Finance · Payments

Every payment. Instantly posted.

Accept UPI, NEFT, RTGS, card, and cash in one flow. Each payment auto-reconciles against its invoice and posts to the ledger in real time — outstanding list always current, no manual matching ever.

UPINEFT / RTGSCardCashAuto-ReconcileReal-time

Payment Workflow

Payment received. Invoice settled. Ledger posted. Automatically.

Autroid closes the loop between invoice creation and cash collection — automatically and in real time.

01

Payment link sent with invoice

Every invoice sent on WhatsApp includes a UPI payment link. Customer pays directly from the message — no redirection, no app download.

02

Payment received and matched

UPI confirmation triggers automatic matching against the invoice. NEFT/RTGS confirmed from bank statement import. Cash recorded at front desk.

03

Invoice marked settled

The matched invoice is marked Paid. Accounts Receivable is credited, Cash/Bank is debited — ledger posts in real time.

04

Outstanding list updates

Settled invoices drop off the outstanding list immediately. Ageing report and DSO metric update in real time — no overnight batch.

Payment Capabilities

Every payment mode. One record.

Autroid payments work for front-desk collection, remote WhatsApp payment, and bulk NEFT settlement from fleet customers.

UPI Collection

Dynamic UPI payment links generated per invoice. Customer pays from any UPI app; Autroid confirms receipt via webhook and posts instantly.

Card & POS Integration

Card swipe at front desk recorded in Autroid. Settlement batch from the POS provider reconciled against daily card receipts automatically.

NEFT / RTGS / Cheque

Bank transfers matched via statement import. Cheques tracked as "deposited" until cleared — outstanding list shows true cash position.

Advance & Part Payment

Advance collected before job completion posted as a liability. Final invoice settlement nets off the advance — no manual adjustment.

Vendor Payments

Pay vendors via NEFT directly from Autroid. Vendor payable ledger updates, TDS deduction computed and posted automatically if applicable.

Payment Receipt

Branded payment receipt generated and sent to customer on WhatsApp immediately on settlement. No separate receipt book.

AI Inside · Payments

AI that detects payment risk before it becomes a bad debt.

Autroid AI monitors payment velocity, flags high-risk outstanding accounts, and suggests optimal collection actions — so your team recovers dues before they age.

Late-Payment Risk Scoring

AI scores each outstanding invoice for collection risk based on customer payment history, invoice age, and amount — prioritising the accounts most likely to default if not contacted today.

Collection Action Recommendation

For each overdue invoice, AI recommends the next action: reminder WhatsApp, phone call, or escalation — and the optimal time to send it based on when that customer has previously responded.

Partial Payment Detection

AI identifies customers making systematic partial payments and flags them for credit limit review — catching cash flow risk 30 days earlier than manual monitoring.

Payments Impact

Faster collection. Less outstanding.

Outcomes measured in the first quarter after customers moved to Autroid Payments.

40%
Reduction in DSO

Average reduction in Days Sales Outstanding across Autroid Finance customers after WhatsApp UPI payment links replaced printed invoices.

Real-time
Outstanding ledger

Outstanding receivables update the moment a payment is received — no overnight batch, no manual marking. Always accurate.

0
Manual matching entries

Payments matched to invoices automatically for UPI and bank transfer. Cash and card recorded at front desk — all auto-posted.

₹1.8L
Avg. recovered from overdue

Average overdue receivables recovered in 90 days using Autroid AI collection recommendations — per workshop location.

Close your books in 2 days, not 9.

See how Autroid Finance eliminates reconciliation and keeps your GST returns always ready. Live demo — your data, your questions.